Welcome to Your Personal Finance Tips’ credit repair reviews page. Here we find and showcase the best credit repair companies on the market today. If you’re interested in what has resulted from our research on the best credit repair companies and personal finance gurus, then you’re in the right place.

Chances are, if you’re here, then you’re looking for a way to build credit, repair bad credit, find a debt consolidation solution, get identity theft protection help, or you’re just looking for a trustworthy name to call and learn from. No matter the reason, we do our best to review the best credit repair companies from every angle.

We aim to select the best credit repair companies and give them an unbiased, unaltered review. These reviews are accurate to the author opinion and company’s services at the time of writing. The company’s services or current offers may change over time and may not reflect current offers at the time of reading, though we do our best to ensure you get the most accurate credit repair review possible. Please keep this in mind when you’re deciding on the best credit repair company to call, and always check their website for current deals and services.

We hope you enjoy the reviews we have. If you have suggestions for a company you’d like to see reviewed by us, please send an email our way. We are always happy to take suggestions from our readers, getting in touch with the company and looking over their services to determine if they’re a good fit for our site.

How to Choose the Right Credit Repair Company

We believe it’s important to educate our readers on a variety of things from personal finance to credit repair and best spending and budgeting practices. If you’re unfamiliar with our philosophy, we invite you to head on over to our blog page and learn more about personal finance today.

When it comes to the credit repair reviews we publish, we’re no different in our philosophy. Ultimately, we know the choice is up to you who the best credit repair companies are, and we think it’s important to give you the best – not in terms of pushing a product, but in knowledge and understanding. We aim to educate you on how to choose the company that is right for you, whether it’s a credit repair company, a debt consolidation provider, or identity theft protection service. We do our best to provide the most up-to-date and unbiased information about their services, offers, and customer service. Your circumstances are unique to you, which means there will never be a blanket “good choice” for everyone. Each company has its wadvantages to particular situations and people, and we do our best to showcase that so you can make the right choice whether you’re learning how to build credit or want to repair poor credit.


Consider Your Current Situation

The company you choose should always be based on what is best for your current situation, not the situation you want to be in. It sounds obvious, but you’d be surprised how easy it is to select the company based on ideal conditions.

Consider where your credit is now and always be upfront with the company you’re considering. There’s never any shame in having poor credit when you’re doing everything you can to raise the score.

For example, if you have poor credit, then you’ll want to prepare for a campaign that is primarily focused on repair rather than maintenance. This involves more work and typically more expense; however, hiring a company for maintenance is only ideal for those with good credit, or right after you’ve repaired it to ensure its stability. A company which provides maintenance will help you ensure your credit stays where it is and will hopefully alert you to any suspicious or false activity on your records.


Always Hold an Initial Interview or Ask for a Consultation.

No matter what company you choose or how glowing the reviews are of their services and support, it’s important to always hold an initial interview or ask for a consultation. Many of the best credit repair companies will provide a free consultation or even ask to speak with you prior to signing up. This not only helps them determine the scope of work, but it also helps you get a feel for their service, competence, and reliability.

These may not always seem like important considerations – after all, all you want is for your credit to be restored. The company’s qualifications may look good on paper, but it’s important they can back it up in practice as well. Getting a feel for how they handle their customers and client relations is important to the success of the campaign, no matter how short or straightforward it may seem in the beginning. A company with poor customer service or client relations may try to lock you into a service or charge astronomical fees for very little work. Determining their level of service and support can help you avoid complications down the line.


Ask the Right Questions.

We understand that many people don’t want to bother with credit repair reviews, whether it’s frustrating, stressful, or simply too much of a time investment for them. When you hire a credit repair company, however, it’s important to be able to ask the right questions. Asking the right questions enables you to be able to check up on the work they’re doing, making sure you’re getting your money’s worth. These questions also help you determine the progress of the repair campaign and make sure they aren’t taking any shortcuts.

At Your Personal Finance Tips, we’re advocates for education. Learning about your financial health can help you learn to ask the right questions so you get the best service possible. Asking the right questions can help you determine more than the most thorough credit repair reviews can because then it is tailored to your individual needs.

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Our Promise to You

We want you to get the best picture of the companies we review. We do our best to provide answers to the questions you may have before you get onto a call with the company, and nothing less. Before you know it, perusing our blog section and researching the companies seen in our credit repair reviews will enable you to take stronger and more educated questions into the call with your company of choice, helping you get the best service and best deal possible.

Our promise to you is simple. We aim to remain unbiased in all our credit repair reviews, being a source of education for all of our readers, no matter what level of understanding you have of your financial health. At Your Personal Finance Tips, we strive to help everyone find the best credit repair companies and solutions that is best for them – one that suits their needs, budget, and expectations. After all, we understand that the only person who can make the best-informed choice about your credit and circumstances is yourself.

We promise to do our best in educating you on current and up-to-date best practices, financial health basics, red flags to watch for, pitfalls to avoid, and why we believe certain companies stand up to their word. These are all stressful questions for someone new to credit repair to ask themselves, and we do our best to help provide some structure and balance to the learning process, so you can enjoy the things in life that truly matter, like picking your kids up from school or sharing a home-cooked meal with your partner.

Why Reviews?

Before the credit repair reviews launch, we had been asked several times why we chose to include the page. After all, there are plenty of reviews already published on the internet, so why did we choose to add to the already overwhelming number of choices and opinions on who the best credit repair companies are?

We have chosen to include credit repair reviews on our website as a way to help supplement our blog section, giving us the ability to provide a better or more complete picture to the education we’re providing on credit repair. This decision was made to help you become more informed about your financial decisions and give you a closer look at many of the best credit repair companies on the market. We have seen many of our readers educate themselves on their financial health, but when it came to choosing the right company, they felt out-of-depth with the sheer number of choices available.

So, yes:

We’ve decided to add to the number of opinions and reviews on the internet.

There are plenty already, that’s true, but we’ve also found that many credit repair reviews tend to take one side or another. Many credit repair reviews online don’t give you an unbiased look at the company itself. Additionally, we haven’t found many review sites online today that take the time to educate you about your financial health and red flags to watch out for, enabling you to look at different companies with your own educated eyes.

Our goal with these credit repair reviews is to fill that gap in the industry, helping make the credit and personal finance world look a little brighter and approachable to those who are coming from no background knowledge whatsoever. We feel these credit repair reviews are a great compliment to the education we are curating, for two main reasons:

The first reason is so our readers can look at companies with an objective eye.

The second is to introduce them to several of the best credit repair companies on the market today; ones they may not have known of prior to starting their search.

By reviewing the best credit repair companies who have proven their services in the past or who cover different service areas, we are able to help eliminate much of the choice paralysis that comes with trying to find your own company, giving you a selection of pre-vetted companies to choose from.

We understand that everyone’s financial situation is different, so we hope to cater our credit repair reviews to different needs and circumstances, giving us the ability to provide an answer to most everyone looking for a trustworthy company.


After all, we’re people just like you. Once upon a time, the authors of Your Personal Finance Tips had no clue where to begin when it came to finding the best credit repair companies or curating credit repair reviews, or even what it meant to have good personal finance practices. We know that frustrated feeling that arises when you’re up late after the kids have gone to bed, and all you want to do is try to find a solution to your financial problems. Diving into article after article, many other sites seem more interested in pushing a product or service rather than helping you learn and decide for yourself.

We help break down all that information bit by bit and teach you until you’re here, on our reviews page. Once you understand the basics of what to look for, what upsells are actually worth your time, red flags to avoid, and the right questions to ask – your options become a lot clearer.

We sincerely hope you enjoy your time on Your Personal Finance Tips, and we wish you the best luck in finding the best credit repair companies that suit your needs. We have curated every word on our site to help educate you, whether you’re trying to get out of debt, protect your identity, repair your credit, or simply maintain the good credit you already have.

Credit Repair in the 21st Century