“How long does it take Lexington Law to work?”
This is a question you might be asking yourself before you dive into a contract or another monthly payment
At Your Personal Finance Tips, we’re determined to help teach you about your credit score and go in-depth on different methods of credit repair.
Being able to see results quickly relies on a variety of factors. One of the main factors is your current credit score; if you have bad credit, then you may be looking at a few extra months of credit repair services compared to a good credit score.
Fortunately, Lexington Law has a few unique advantages for individuals and couples seeking credit repair services. The first and foremost advantage that many people take note of is the fact that they’re apart of a law firm, which can help along the process of getting negative credit items off your reports.
A poor credit score is typically on the high end of very bad. While exact scores can vary from bureau to bureau, poor credit is considered to be around the range of 600-649. This is still bad enough to only qualify you for secured loans, but it isn’t the bottom of the barrel.
When you have poor credit, you’re undoubtedly on a tighter budget. Tighter budgets can make even the cheapest credit repair services hard to afford. Add in the fact that credit repair services are commonly done on a month-to-month cycle, you may start questioning how long it’ll take for you to start seeing results in the first place, and whether it’s really worth it. Credit repair services can sometimes feel like a gamble; while many do work, it still takes time to see results.
At the end of the day, sometimes all we want is a straightforward answer to how long it will take to get us where we want to go. If your destination is financial freedom from debt, debt collectors, poor interest rates and approval ratings, then you’re in the right neighborhood. Credit repair is an excellent way to shake off old burdens and blossom into something new and beautiful. Despite what they said years ago, it is possible, and it is easy… It just takes time.
A bad credit score is typically considered to be around the 300-599 range and means any loan you’ll qualify for would be a secured loan, and many places – such as utility companies – may require a security deposit before they loan any equipment to you.
We’ll use fair credit as an example in this article.
When your credit score hits these levels, that’s the most common time people seek credit repair services because it begins to impact their daily life. It’s advisable, however, to seek credit repair services before it reaches that level – which also means keeping up with your credit reports.
Lexington Law Firm can help repair your fair credit and get the interest rates you need and deserve in just a few months. Whether you’re looking for a credit repair service who will patch up a few minor dings in your credit reports or keep them on retainer for maintenance, Lexington Law has your back. Having provided thousands of satisfying results to clients around the country, it’s no wonder why they’re such a popular name in the credit repair industry.
Want to learn more about Lexington Law? Read our review.
If you’re trying to hire them as a credit repair service and not just maintenance, you’re not alone in wondering the age-old question: how long does it take for Lexington Law to work? With fair credit, it shouldn’t take that long, should it?
Well, the timeline depends on a few factors.
First is your starting credit score. Since you’re starting out with a fair credit score, you can expect the results to happen sooner than if you had a bad or poor score. You’re already so much closer to achieving an excellent range than many of their clients, so it’s a safe risk in many cases.
Of course, how long it takes Lexington Law to work also depends on any outstanding debts you owe, and if your identity was stolen. If reports are showing up in your credit report that don’t belong to you and debt collectors are calling your name, then it’s better to hire Lexington Law under their higher package that provides identity theft protection services and alerts as they repair your credit.
Sometimes false history just happens to make its way onto your reports, and with the millions of data points entering the credit bureau systems at one point or another, it’s bound to happen. That doesn’t stop it from lowering your credit score, however, the repairs can typically be made within a few months. If your identity was stolen, there’s a larger issue at hand that requires immediate attention. Sometimes it’s a little bit more complicated, but not as critical, such as a credit report item that requires a little bit of Lexington Law’s negotiation powers when speaking directly with your creditors. In that instance, you’re also waiting for bureau paperwork to go through.
In an average campaign with Lexington Law Firm, customers with fair credit can start seeing results in 2-3 months. Typically, if you have poor or bad credit, it can take 6+ months to begin seeing results, which is pretty typical for a good credit repair service.
Your individual campaign length depends on a variety of factors and considerations. You’ll want to speak with a Lexington Law representative to get a better timeline. Their customer support is easy to speak to, and they offer a wide variety of services including identity theft protection if you’re struggling to get out from under the weight of an identity thief’s damage, or simply concerned about future theft.
Keep in mind that the more work you do on your own, such as working towards paying off debts you do owe, and cultivating healthy spending habits going forward, the less time and money you’ll spend on a credit repair service. The answer to how long it takes for Lexington Law to work can be easily shortened by taking a few extra steps in the right direction and get you further along the path of financial freedom from debt.
Don’t feel down about a poor credit score, take the steps to change it for better and get out from under the burden of poor interest rates and low approval chances. If you’re looking to learn more about credit repair services and healthy spending habits, check out the rest of our articles at Your Personal Finance Tips. We help you find all the information you need about personal finance and credit repair from a basic level to give you an easy place to start learning.