April 26, 2018
How Can You Repair Your Credit Score

Credit Counseling Signs That You May Need Help

Credit counseling is a viable option for those who are feeling the stress of being overwhelmed by debt. Credit counseling primarily offers assistance with working out a credit and debt repayment plan for an individual to gain control of their finances by creating a structured budget for an individual to follow. Credit counseling offers an individual the option to repay their debts, if needed, through a credit counseling debt repayment program. This is where the credit counseling organization becomes in contact with an individuals creditor to ask for lowered interest rates and for the credit provider to stop any late and over the limit fees that may be attached to a particular credit card.

April 14, 2018
3 Simple Ways to Avoid Debt During the Holidays

3 Simple Ways to Avoid Debt During the Holidays

Everyone loves the holidays, that magical time of year when all the troubles of mundane daily life seem to fade far away. The snow is falling gently on the hillside. The lights are shining peacefully from the boughs of countless Christmas trees. Santa can be seen smiling on every street corner, and the spirit of generosity surrounds no matter where you go.